Credit Building

Grow your business

Improve your credit

A good credit score is an important part of financial stability. High credit scores and a strong credit history can help you meet personal and business goals. Our credit building services can help build or improve your credit score. We do this through a Credit Building Loan and credit counseling with a Ventures Business Coach. Individuals who successfully repaid their Credit Building Loan with Ventures have seen a 50 to 650 point increase in their credit scores!

Ventures offers Credit Building Loans and credit counseling for people who have a thin credit file (three or fewer lines of credit) or for people who want to build or improve their credit. Contact a Ventures Financial Advisor for help deciding whether a Credit Building Loan is right for you. Individuals without Social Security Numbers (SSN) are welcome to apply, as long as you have a valid form of identification.

PrerequisitesGraduation

Loan Requirements

  • At least 18 years of age
  • Reside in Washington State
  • Possess all required city and state business licenses
  • Do not owe any back child support
  • Not delinquent on any federal loans or taxes (without a repayment plan in place)
  • Do not presently have an active bankruptcy
  • Have a business checking account